Welcome to richmee.com, a website & App operated by RichMee referred to as proprietorship company owned & operated by Sanket Awate registerd office at Flat no.302, 114 A/E suusham nivas panch banglow, shahupuri, kolhapur.

The company manages the website https://richmee.com including the mobile application RichMee and the web based application (the website).

This privacy policy is the part of the Terms and Conditions. All terms defined in the Terms and Conditions have the same meaning used here in this Privacy Policy. This Privacy Policy statement shall apply to all Users who visit and access Company's Website. The Users unconditionally agree that browsing the Website and/or using its services signifies their unconditional assent to this Privacy Policy. We respect the privacy of it's Users and is committed to protect it in all respects. Any dispute with Company over privacy matters are subject to this Privacy Policy read in conjunction with the Terms and Conditions.

1. Personal Information

This Privacy Policy is published in compliance of:

i. Section 43A of the Information Technology Act, 2000; and

ii. Regulation 4 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Information) Rules, 2011 (the "SPI Rules") "Personal Information" and "Sensitive personal data or information" shall be as defined under the SPI Rules. The information about the Users as collected by Company is:

   a. information supplied by Users and

  b. information automatically tracked while navigation (Information).

By using Company's Website or its services, you consent to collection, storage, and use of the Personal Information you provide (including any changes thereto as provided by you) for any of the services that we offer. To avail certain sites/ services on our Websites, Users may be required to provide certain information for the registration process that may include but not limited to :-

   a. your name,

   b. email address,

   c. sex,

   d. age,

   e. PIN code,

   f. credit card or debit card details,

   g. medical records and history,

   h. sexual orientation,

   i. biometric information,

   j. password etc., and / or your occupation, interests, and the like.

Company presumes adequate and lawful parental consent in case the Personal Information is shared by a User under the age of 18 years. The information as supplied by the Users enables us to improve our Website and provide you the most user-friendly experience. All required information is service dependent and Company may use the above said User information to, maintain, protect, and improve its services (including advertising services) and for developing new services. Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005, any rules made there under or any other law for the time being in force. The primary reason for gathering information is to improve our products, deals, services, website content and navigation.

2. COOKIES

To improve the responsiveness for our Users, we may use "cookies", or similar electronic tools to collect information to assign each User a unique, random number as a User Identification (User ID) to understand the User's individual interests using the identified computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only Personal Information a cookie can contain is information you supply. A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control. We receive and store certain types of information whenever you interact with us via Website, application or service though your computer/laptop/netbook or mobile/tablet/pad/handheld device etc.

3. Opting Out

If a User opts out using the Ads Settings, the unique Double Click cookie ID on the User's browser is overwritten with the phrase "OPT_OUT". Because there is no longer a unique cookie ID, the opt-out cookie can't be associated with a particular browser.

4. Log File Information

We automatically collect limited information about your computer's connection to the Internet, mobile number, including your IP address, when you visit our Website, application or service. Your IP address is a number that lets computers attached to the Internet know where to send you data -- such as the pages you view. We automatically receive and log information from your browser, including your IP address, your computer's name, your operating system, browser type and version, CPU speed and connection speed. We may also collect log information from your device, including your location, IP address, your device's name, device's serial number or unique identification number (e.g. UDiD on your iOS device), your device operating system, browser type and version, CPU speed, and connection speed etc.

5. Information from other Sources

We may receive information about you from other sources, add it to our account information and treat it in accordance with this Privacy Policy. If you provide information to the platform provider or other partner, whom we provide services, your account information and order information may be passed on to us. We may obtain updated contact information from third parties in order to correct our records and fulfil the services or to communicate with you.

6. Demographic and User Behaviour

We may refer other sources of demographic and other information in order to provide you with more targeted communications and promotions. We use Google Analytics among others, to track the User Behaviour and derive product related insight for our Website/Mobile application in order to facilitate better services to the respective User. Google Analytics specifically has been enable to support display advertising towards helping us gain understanding of our Users' Demographics and Interests. If you don't want Analytics to be used in your browser, you can install the Google Analytics browser add-on.

7. Links to Third Party Sites / AD-Servers

The Website or application may include links to other websites or applications. Such websites or applications are governed by their respective privacy policies, which are beyond our control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the application, you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these sites via a link from the application's homepage, you should contact the application or website owners directly for more information. When we present information to our advertisers -- to help them understand our audience and confirm the value of advertising on our Websites or applications -- it is usually in the form of aggregated statistics on traffic to various pages / content within our Websites or applications. We use third-party advertising companies to serve ads when you visit our Websites or applications. These companies may use information (not including your name, address, email address or telephone number or other personally identifiable information) about your visits to this and other Websites or application, in order to provide advertisements about goods and services of interest to you. We do not provide any Personally Information to third party websites/ advertisers/ ad- servers without your consent, except in the circumstance mentioned in below clause.

8. Information Sharing

We take utmost care our user's Personal Information and/or Sensitive Personal information and we share user's personal information with our employees and third-party facilities providers on strictly on a "need to know" basis hence we take all such steps to ensure that electronic records are valid under the Information Technology Act, 2000 as amended from time to time and notifications and rules framed thereunder.

Company may share the sensitive Personal Information to any third party/Service Provider/Alliance Partner without obtaining the prior consent of the User in the following limited circumstances:

  
a. When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms and Conditions; for complying with the applicable laws and regulations.

  b. Company proposes to share such information within its group companies and officers and employees of such group companies and/or third party service provider for the purpose of processing Personal Information on its behalf. We also ensure that these recipients of such information agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

  c. Company may use third-party advertising companies and/or within group companies to serve ads when the User's visits the Website. These companies may use Personal Information about the User's visit to the Website and other websites in order to provide advertisements about goods and services of interest to the User.

  d. Company shall transfer information about the User in case Company is acquired by or merged with another company.

  e. Company may share the personal information with the Service Provider, in case the User shows interest in applying for User.

9.Accessing and Updating Personal Information

When you use Company's Websites, we make good faith efforts to provide you, as and when requested by you, with access to your Personal Information and shall further ensure that any Personal Information or sensitive personal data or information found to be inaccurate or deficient shall be corrected or amended as feasible, subject to any requirement for such Personal Information or sensitive personal data or information to be retained by law or for legitimate business purposes. We ask individual Users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Because of the way we maintain certain services, after you delete your information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.

10.Retention of Data

As Per PMLA (Prevention of Money Laundering Act 2002) guidelines and Securities and Exchange Board of India (Investment Advisers) Regulations, 2013 records need to be maintain for a period of up to 10 years from the closer / deletion of account. In the event of any legal / regulatory proceeding is the pending we can retain records for a longer period as may be asked by regulatory / statutory staturities authorities.

RichMee may keep its records of the Electronic Instructions/transactions in any form as permitted under applicable Laws. In this regard, all records, whether in electronic form, magnetic form, documents or any other form with respect to Electronic Instructions/online transactions shall be conclusive evidence of such instructions/transactions and shall be binding on the User (jointly and severally, in case the mode of holding is 'Anyone or Survivor'). The User shall not request/demand any evidence or proof for the transactions undertaken through the internet and the audit trail of the log-in would be conclusive proof to establish the bona fides of the transactions. In the event of any dispute, RichMee records shall be binding as conclusive evidence of the transactions carried out through the electronic mode.

11.INFORMATION SECURITY

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data. All information gathered on Company is securely stored within the Company controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with internet access. However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be. Any complaints or concerns with regards to content or to report any abuse of laws or breach of these terms may be taken up with the designated grievance officer as mentioned below via post or by sending an email to contact@richmee.com

12. Sharing And Disclosure Of Personal Information

We will not share, trade or disclose your confidential data or information with any third party except we may share or disclose your data to agencies as mentioned in Terms Of Use section of this website, for facilitating transactions. Moreover, we will also not expose your private information to any other third parties except as referred to in the Terms of Use section and also to service providers that:

   a. Ensures availability of products and services,

   b. Deals in written report generation

   c. Conforms to some lawful requirements or abide by judicial process

   d. Makes use of proper terms and conditions of the products and services

   e. Doesn’t restrict the involvement of Sakal Money, its associate, third party or any other persons

When you prefer to close your account from the website, your personal information and data will be permanently deleted from our servers and in the future accessing or reopening your account will not be possible. The company website will quickly unplug any connection or link that has accepted your connected account, and it results in deleting all the personal information that is being linked to the account.

However, anything from the portion of your collected information mentioned above, consisting of collective information traced from your account content may continue on servers. On their backup servers and media, your confidential or personal information may remain safe in an encrypted fashion. Our servers keep the information or data backups to ensure our continuing ability to provide the services to you even in the case of failure or harm to particular production servers.