Fixed Deposits

Best FD Interest Rates in India

Name Tenure Regular FD Rates Senior Citizen's FD Rates

What is Fixed Deposit

A fixed deposit or FD is an investment product offered by banks and Non-Banking Finance Companies (NBFCs). In FDs, you invest for a set amount of time and get a fixed interest rate.
You know at the time of investing what interest rate you will get and how much money you will receive at the time of maturity. You also get an option of selecting regular payout of interest.

FDs role in one portfolio

Balance in your portfolio

Fixed deposits can provide balance in your portfolio. While market-linked instruments such as equities and mutual funds carry an element of risk, FDs do not. They are safe investments that provide an assured return over a fixed period of time.

Suitable for short-term goals

While equities can fulfill long-term financial goals, FDs are more suitable for short-term goals. They are also a wise investment choice for financial goals where you cannot afford to lose the capital investment.

Easy accessibility to credit

You can take a loan against your fixed deposit whenever you require funds. Generally, the banks sanction up to 70% of the FD amount as a loan against it. Even the rate of interest on loan against FD is also competitive.

Benefits of Fixed Deposits

ASSURED RETURN

Earn a steady return on your fixed deposit

BENEFITS OF COMPOUNDING

Enjoy higher returns by interest on interest

VARIETY OF CHOICES

Choose from the plethora fixed deposit options

SAFETY

Safety from losing your capital

BENEFITS OF COMPOUNDING

Enjoy higher returns by interest on interest

VARIETY OF CHOICES

Choose from the plethora fixed deposit options